Due to the wide variety of life insurance products,investment options and
annuities, with their unique contractual provisions; prospective and current
policyowners and investors experience tremendous frustration and confusion over
the value of life insurance contracts, in comparison with other investment
vehicles and strategies.
Insurance logic dictates that the bottomline is that
neither whole life insurance nor traditional investment vehicles such as
stocks, bonds,IRA's, etc. can replace the other. Instead of relying either on life
insurance policies or conventional investments the public should create a
composite portfolio that consists of a mixture of both.
The importance of this
book lies in its illumination and clarification of the various types of life
insurance policies, annuities and investment options that are sold to the general
public.
Currently many prospective investors and policyowners are confronted with
a confusing array of investment and insurance options.
This book will assist all
consumers in making difficult insurance choices.